Financing, Lenders, Banks, & Loan Officers.
Home Financing.
Choosing a lender is a very important part of any real estate transaction. I would encourage you to call any lender, discuss what you are looking for, & find out if you feel like they would meet your needs.The lenders listed below are ones that I would recommend. I know them, I have worked their firm, and they have local offices in this market. However, I have no affiliation or interest in these lenders, they are simply recommendation. I would be happy to work with any lender that you the buyer chooses.
Recommended Lenders.
- First Federal Savings Bank
- Robb Burns - 386-754-7150
- Roxanne Maxson - 386-755-0600 ex 3945
- Mitch Brown - 386-755-0600 ex 3905
- https://www.ffsb.com
- Conventional, FHA, VA, USDA, Mobile Home, low down payment possible. Flexible terms for teachers, firefighters, law enforcement, & health care workers.
- Highest Recommended Lender
Robb Mitch
Robb
Burns - Loan Application here
- Robert Fillyaw- Alarion Bank
- 352-665-1302
- Contact for PNC mortgage. Residential home loans, USDA & more. Mortgage loan officer.
Laverna Wright - USDA Loan Program    
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Getting prequalified for a loan increases your negotiating power when making an offer on a property.
USDA loans right now have been excellent loan programs for low or no downpayment. All of Columbia County & all of most of the surrounding counties for Rural Development, or USDA loan guarantee program.
For all of your real estate needs in Lake City & the surrounding area, check out http://www.chadstewart.com
Chad Stewart - Real Estate Listings - Lake City Florida Real Estate & Homes for Sale - Rockford Realty Group. Call 386-867-1782 for information or to schedule a showing, or submit email request below.
Chad's Personal Listings:
Here are my listings.
Download Copy of the "Home Buyers Handbook. How to Find, Finance, and Buy the Right Home":
Before we go look at homes, I would
highly recommend getting
prequalified with a lender if you have not already.. It only
takes about 15 minutes, and not only increases your negotiating
power when making offers, it also makes sure you are looking at
homes in the correct price range and payments you are comfortable
with.
Let me know, as we have a quality mortgage professionals that can
assist you.
Please call
Robb Burns –
First Federal, 386-754-7150.
Also other local lenders are
available here.
Be sure to let them know I said to contact them, and let me know how
it goes.
Otherwise if you have a pre-qualification letter from any other
lender within the last 15-20 days would be sufficient.
This is also 100% required if you are looking at
any short sales or foreclosures as these banks require this before
submitting any offer.
Thanks. - Chad.
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